August is National Make-A-Will Month: Why Planning Ahead Matters

August as National Make a Will Month encourages us to take an important step many of us tend to put off: making a will. As a local in-home healthcare provider, we see firsthand how important proper planning is. While it’s not always easy to think about the future, creating a will helps protect your loved ones and ensures your wishes are honored. Whether you’re a senior receiving in-home care, a caregiver supporting a parent, or a young adult with assets or dependents, having a will is one of the most thoughtful things you can do for your family. It brings peace of mind, prevents legal confusion, and offers a sense of control over what comes next.

Does Everyone Really Need a Will?

Contrary to common belief, creating a will isn’t just for the wealthy or elderly. If you have assets, dependents, or personal wishes about how your property should be handled after death, a will provides legal clarity. If you own a home, have children or grandchildren, or want specific items to go to certain people, you need a will — regardless of age or net worth.

According to a 2023 Caring.com survey, two out of three American adults do not have a will, only about 46% those aged 65 and older have created a will. That means a large portion of seniors risk having their estate handled by default state laws, which may not reflect their desires.

The Importance of Creating a Will

Making a will isn’t just about dividing up your stuff. It’s about protecting the people you care about. A will lets you name a guardian for your children, assign someone you trust to manage your estate, and leave instructions for your healthcare or charitable donations.

Without a will, your estate goes through probate court, which can be slow, expensive, and emotionally stressful for your family. The AARP reports that families without a will often spend over $12,000 in legal and probate fees—money that could easily be saved with a well-written will. If you’re receiving in-home care, making a will can also ensure that your care preferences and financial resources are preserved for as long as needed.

Start with a simple checklist. Write down your assets, who you want them to go to, and who you trust to carry out your wishes. That gives you a solid foundation whether you choose a lawyer or an online service.

Updating an Existing Will: When and Why

If you already have a will, that’s a great start. Make a Will Month is a good reminder that it’s just as important to update your will when life changes. A will written ten years ago may not reflect your current relationships, financial situation, or health needs. Major changes like marriage, divorce, the birth of grandchildren, or a change in medical care should trigger a review. For those using in-home care services, updating your will can also include adjusting how your finances will support ongoing caregiving.

Set a reminder to review your will every few years or after big life events. Keep a copy in a secure place and let a trusted family member or caregiver know where it is.

How to Easily Make or Create a Will

These days, creating a will doesn’t have to be complicated or expensive. There are several ways to get it done, depending on your needs. You can work with a local attorney, use an online will-making service, or get help from someone you trust like a caregiver or family member.

You don’t need a legal background—just a basic plan, some trusted people, and the willingness to start. To get started, list your assets, choose an executor, write out your wishes, and decide who will get what. Then choose whether you want to consult a local estate attorney or use an online tool like FreeWill, LegalZoom, or Trust & Will. Searching phrases like “how to create a will from home” or “easy online will options for seniors” can help to find flexible solutions.

Creating a Will Is a Gift for the Future

Make a Will Month is the perfect reminder to think ahead. Whether you’re managing your own care or helping a loved one, making a will gives your family clarity, protects your wishes, and helps avoid unnecessary stress during emotional times. It’s not just about money—it’s about making sure your voice is heard even when you’re not there to speak.

As a local in-home healthcare provider, we see every day how planning brings comfort and confidence to families. Creating a will fits right alongside caregiving as a way to care for your whole self—body, mind, and future. We also believe in the strength of community. Working with local professionals and leaning on trusted caregivers helps create a support system that truly makes a difference.

When was the last time you looked at your will or legal documents? Do your loved ones know what you’d want if something happened tomorrow? Have you shared your caregiving preferences in writing? Could your in-home caregiver help you start the conversation? This August, take a few minutes to reflect and take action.

_{Disclaimer: This blog post is for informational purposes only and does not constitute legal advice; we are not legal professionals, and we recommend consulting a qualified attorney for personalized guidance when creating or updating a will.}